Personal finance, done seriously
Money, finally
in focus.
The intelligent finance app that pulls every account, currency, receipt and goal into one calm, clear view.
14-day free trial, then $5/month. No card required.
The money that matters is the hardest to see.
Scattered across everything
Different banks, different currencies, plus investments, property and insurance that never talk to each other.
Stuck on this month
Most apps show last week's coffees. They cannot tell you your net worth across currencies, or the year you could retire.
Tedious to keep current
Typing in statements, receipts and policies by hand is the reason most trackers get abandoned by February.
One app for all of it.
Everyday spending, big goals, and long-term wealth. Prism puts the whole picture in one view, so you always know exactly where you stand.
Every transaction, against every budget.
See what you spent and what you planned, side by side, in any currency. PrismLab sorts each transaction, learns your merchants, and shows exactly where the month is going.
Just say it. Prism handles the rest.
Speak a transaction the way you would tell a friend. Prism Intelligence catches the amount, merchant, category and date, and drops it in the right place.
Snap the receipt. Skip the form.
Point your camera at any receipt, or upload a PDF bill. Prism Intelligence reads the merchant, total and date, then files it under the right category in seconds.
A strong month. You saved just over half of what you earned, your best rate so far this year, with spending steady across the essentials.
- Dining came in under budget
- You reached your Japan Trip goal ahead of plan
- An annual insurance premium is due next month
- A subscription charge you may not recognise
- Move this month's surplus toward your House Deposit
Your month, summarised in seconds.
Prism Intelligence reads your whole financial picture and writes a short, plain-language briefing. What went well, what to watch, and what to do next. No dashboards to decode.
Goals that move with you.
Set the big things, a trip, a home, an emergency fund, and PrismLab does the math. As your spending shifts, the timelines update on their own.
Drop in a statement. Get a clean ledger.
Upload a CSV, PDF or photo. Prism Intelligence cleans the merchant names, categorises every line, flags duplicates and transfers, then reconciles against your closing balance. Nothing posts until it balances.
Everything you own, in one place.
Net worth is more than a bank balance. PrismLab holds the assets most apps ignore, so the whole picture, across every currency, finally lives in one app.
Insurance
Renewal reminders before a premium slips.
Fixed Deposits
Rates and maturities tracked across banks.
Property
Market value and documents in one place.
Family Vault
Everything important, kept together and secure.
Reports you can actually hand over.
Generate clean income statements, category breakdowns and net-worth summaries, then export to PDF, CSV or Excel for your accountant, your partner, or your own records.
And everything else you would expect.
Multi-currency accounts
NZD, AED, USD and more, side by side.
Live exchange rates
With a durable fallback when offline.
Cash-flow forecast
See where the year is heading.
Spending analytics
Trends and category comparisons.
Share with permissions
Invite a partner or adviser, safely.
Recurring transactions
Rent, salary and bills, handled.
Document storage
Receipts and policies kept on file.
Installs like an app
Add PrismLab to your home screen.
Open Prism anywhere. Pick up where you left off.
A full web app and a native Android app, in sync the moment you change something. Start on your laptop, finish on your phone.
On the web
On Android
So, when can you
actually stop?
PrismLab runs a real Financial Independence model on your own numbers. It reads your spending, values your portfolio across every currency, and shows the year the math says you are free.
Your money data. Yours alone.
Personal finance only works if it is private. PrismLab is built so that no one, not another user and not us, can browse your records.
Isolated at the database
Every table enforces row-level security. Your records are scoped to your account at the data layer, not just in the app.
Encrypted end to end
Data is encrypted in transit with TLS and at rest in the database. Secrets never live in source code.
AI that stays private
Prism Intelligence processes your documents to serve you, and never trains models on your financial data.
Sharing you control
Grant a partner or adviser access to specific sections, as view-only or full edit, and revoke it any time.
Least-privilege access
Access follows the principle of least privilege, with audit trails on sign-in and sensitive actions.
Never sold. Ever.
We do not sell your data or share it for advertising. Your money is your business, and only yours.
One plan. Everything included.
Try it free for 14 days. No tiers to decode, no features held back.
14-day free trial . no card required
Start free trial- Unlimited accounts in any currency
- Track & budget, quick entry and the bill reader
- Prism Intelligence: statement import and monthly summaries
- Goals, analytics and the FIRE calculator
- Insurance, fixed deposits, property and family vault
- PDF, CSV and Excel reports
Try Prism free.
Three minutes to set up. A lifetime of clarity to follow. No card required.
14-day free trial, then $5/month.